Guide To New Zealand

A Complete Relocating to New Zealand Guide

In pursuit of a welcoming atmosphere and fantastic career prospects close to nature, New Zealand is high on the list of areas for ex-pats to migrate to. The work-life balance and relatively high quality of life are likely to lure people to ask how to come here. 

New Zealand, especially if you speak English, is a simple country to move to in this context. The remote island, however, can face challenges. It needs meticulous organization and forward planning to transport and ship the products and is often costly. 

New Zealand is a tiny island, and ex-pats should think wisely about the decisions they take to come here. From warnings about limited visa application windows to an overview of the potentially complicated health care system, this guide will train you for all the criteria for traveling to New Zealand. 

Finally, for reasons such as the competitive housing market, decent working conditions, and friendly Kiwi and Māori cultures, you will learn why few ex-pats regret relocating to this country.

Then why are you moving to New Zealand to relocate? In this guide, we clarify the benefits of moving here and how you can make your transition as hassle-free as possible. 

In each segment, a thorough look at the region, its culture, and the ways in which you travel fast and easily are given. From securing a visa to negotiating, or even taking care of, the housing market your finances, you will learn about the important tasks to complete.



The way to get to New Zealand is not as easy as it sounds. To move to this island nation needs months of planning and negotiation of serious rules and regulations, particularly when you import your household goods and pets into the region. 

Some items, such as various concealed weapons, are explicitly prohibited, and even everyday belongings can go into quarantine after they arrive. This is because, to preserve its habitats, New Zealand goes to considerable lengths.

If you are moving and transporting your household goods to New Zealand, read this guide to learn which things you are not allowed to carry here by air or by sea. We also have tips and tricks to plan your transfer, such as having a detailed list of your possessions and their corresponding worth to make it easier to pass via customs. 

Here, you may also read about the paperwork you need to fill in, additional permits you will need, and what to do if your belongings are denied entrance into the country. It also needs meticulous preparation to store your goods; our top tip is to find natural catastrophe cover insurance since the island is vulnerable to earthquakes and volcanic activity.

This extends both to your fuzzy buddies and to your youth. The fact that New Zealand does not accept mixed breeds or hybrids into the country is something that could concern a lot of pet owners. 


  • Fresh Zealand Vaccine and Wellbeing Standards

Mandatory vaccines are the norm for New Zealand. There are no other health provisions for refugees traveling to New Zealand in addition to these standard vaccines.


  • Visas & licenses for jobs

The response is clear if you are curious about how to get a visa for New Zealand. It is hoped that you will obtain a career offer. The method of securing this visa is, however, complicated. Visa quotas are in force, and for applicants from most countries, the restrictions are very restricted. 

In addition, the submission deadlines are limited and valid only once a year. That is why, when the openings fill up fast in the first few days, you need to watch out for the right moment to apply for a New Zealand visa.

From proof of character to general good health certified by medical checks and proof of the country’s financial assistance, this section of the guide addresses the different visa requirements that you must follow. 

To start your company or invest in the country, most visas require a work offer or funds. Prices vary marginally for the type of visa, ranging from a few hundred dollars for an entrepreneur’s visa to over 3,000 NZD. 


  • Accommodations

How to rent and purchase accommodation in New Zealand is the subject of this section of the guide. Indeed, it may take only a matter of weeks to buy a house, even in the most expensive city, Auckland.

Expats seeking rent need to bear in mind that in New Zealand it is more difficult to seek furnished long-term housing alternatives than unfurnished. That is because studios or one-bedroom locations are the most furnished alternatives on the market, and the types of houses are usually taken up by students. Recall that rent is usually charged weekly in New Zealand when you find a place and that the cost of electricity is paid on top.


  • Treatment of Healthcare

New Zealand provides both private and public health care services for its citizens. For ex-pats, this may be frustrating, since the distinction is sometimes blurred between the two. For starters, residents whose permit is valid for two years or longer are given affordable public healthcare. You would also have to pay nominal fees for your visits and prescriptions once you apply for the federal healthcare system. Moreover, for dental and optometry appointments, you may need to carry out private health benefits in New Zealand.

If you wish to live in New Zealand for the long term, this guide will explain how to find a specialist, both doctors, and dentists. The big difference is also explained to you between enrolling in the health care system and registering with your family practitioner. 

If you require advanced treatments or if you are thinking about giving birth in New Zealand, this is especially important to understand; when you give birth without adequate compensation, medical expenses run to about ZND 9,000 and you are required to have evidence that you can pay.


How Healthcare works in New Zealand

The healthcare system of New Zealand has a few peculiarities that you may not be used to. Here, the distinction between public and private hospitals can often be blurred, which could create misunderstandings. When calling out for medical help, make sure that you ask in advance what form of treatment you are referring to.


About New Zealand Healthcare Details

New Zealand’s healthcare system is generally high-performing. It is free, and it is generally easy to get access to physicians and medical services.

Overall, the population of New Zealand has a strong health status, with the nation facing only the prevalent problems of the aging population, chronic illnesses, heart disease, and obesity of other high-income countries.


Does New Zealand get healthcare that is public or free?

Although New Zealand once had a fully universal healthcare system, since the 1980s, it has had a hybrid private and public system. In fact, that means that public healthcare is funded by the government, but where commercial providers are participating, certain facilities can be partly paid.

Citizens, permanent residents, and certain holders of work permits are handled free of charge by the large healthcare network. If your employment permit authorizes you to stay in New Zealand for at least two years, you are eligible for universal health coverage. You can still apply if your work permit requires you to be in the country for two years, along with the amount of time you have lawfully spent in New Zealand.

Non-residents can also benefit, but at a premium, from healthcare services. That is why, if you are not qualified for public health coverage in New Zealand, you are encouraged to get medical benefits from your home country.


What Does New Zealand Healthcare Cover?

Any free facilities for medications, therapies, x-rays, and some laboratory testing done at public hospitals or clinics are provided by the healthcare system in New Zealand. Service costs for pregnant mothers, oral care after 18 years of age, and breast exams for women aged 50 years or older are also required. 

General Practitioner (GP) referrals are also covered, as are health condition treatment and free drugs for children aged six years or younger.


How is healthcare in New Zealand operating?

In New Zealand’s healthcare system, three levels of coverage exist: primary, secondary, and tertiary.

Primary health care, which involves physiotherapists, podiatrists, counseling, and other social services, is supported by family practitioners, dentists, pharmacists, and allied health care. In community clinics, also called primary health agencies, family physicians and practicing nurses can be identified (PHO).

Hospital centers usually function as autonomous practices. These are, with the exception of emergency care, your first and most significant contact point with the New Zealand health system.

Public healthcare in New Zealand in general is very robust and user-centered. To receive urgent support from a registered nurse, or Healthline, there is a telephone line that can be assessed free of charge. 

To get the help of a qualified translator, who is typically free, most primary care providers provide translations or language support.


  • Latest Zealand Clinics

Hospitals are typically fitted with the newest medical equipment in New Zealand and have highly trained medical practitioners. 

You should attend a public hospital Emergency Room (ED) or Accident and Medical Facilities, also known as A&M, for emergencies, which can manage emergencies and emergency treatment situations, such as car crashes, bone breaks, or other injuries.


  • New Zealand Emergency Services

Ambulance services are not operated by any hospital or government agency, but rather by a charity named St John. To use those facilities, you’d have to pay.


Where am I able to get medicine in New Zealand?

Your prescriptions are purchased from pharmacies in your neighborhood that you will identify. A referral by the pharmacy will be given to you for discounted prescription drugs. The cost of this drug fee is 5 NZDD NZD (3 USD).


  • New Zealand Hospital Expenses

For qualifying people, public hospitals and consultants are free. Check your qualifications here if you are unsure if you apply. Most programs do, however, come at a premium, whether or not you are qualifying for healthcare.


  • Healthcare Infrastructure in New Zealand: Pros and Cons

Overall, healthcare is of high quality in New Zealand. You should be entitled to enjoy free healthcare in the country, provided you have been given citizenship in the country for at least two years.

Significant waiting periods for non-emergency treatments are another downside to the universal healthcare system. 

Usually, this is the reason that New Zealanders and ex-pats search out private health insurance so that elective surgeries or procedures will bypass the queue.


  • Fresh Zealand Gave Birth

If you intend to give birth as a non-resident in New Zealand, think about the conditions before applying for a temporary visa when you are pregnant.


  • Getting a New Zealand infant as a foreigner

Giving birth in New Zealand as a foreigner may be costly if you are not qualifying for public healthcare. Check your qualifications here if you are not confident that you are.

Generally, a work permit that requires you to remain for two years in New Zealand is what it takes to apply for public healthcare. 

If you do not qualify for universal health insurance yourself, you will still get free prenatal care according to the status of your spouse, civil union partner, or de facto partner. 

They must, however, be a citizen of New Zealand or Australia, a permanent resident, or a permanent resident visa holder, or a working visa.


  • The price in New Zealand for a newborn

To give birth in New Zealand, you will need at least NZD 9,000. (5,900 USD). If you can not qualify for public healthcare, this is important, because you would provide proof that you have this sum and are able to financially support yourself. 

You should submit proof that you can absolutely pay by checking accounts, bank drafts, credit cards, or traveler’s cheques for your maternity to stay in New Zealand.


  • Giving birth without Health Care in New Zealand

If you are not qualifying for subsidized healthcare, you will need to cover your maternity costs in full and provide documentation that you can do so. 

Alternatively, if you come to New Zealand under the supervision of a sponsor or third party who will ensure payment of the costs, you have the possibility of free prenatal services.


Advantages of giving birth in New Zealand

The healthcare system in New Zealand is very mature, but when it comes to seeing your motherhood though, you should expect high-quality treatment. They should also remind you of the procedures and timings for screening, such as particular types of trisomy and other diseases.

You are entitled to free special leave for up to ten days, to attend hospital visits, prenatal classes, or other maternity-related appointments while working while you are pregnant. You would also be entitled to parental leave covered by the Working in New Zealand scheme.


  • For citizenship, giving birth in New Zealand

Birthright Citizenship was limited by New Zealand. Only if one of the parents is a citizen or has permanent resident status may a child born in New Zealand gain citizenship.

Their nationality is also registered when you register your child. Making sure that the child is registered properly by including the following information on the birth notice for registration:


  • The Child’s Name and Birth
  • Both parents’ identity, birth, profession, and citizenship
  • Giving birth as a permanent resident in New Zealand

In New Zealand, permanent residents enjoy the right to universal healthcare. That suggests that the public healthcare system will absolutely protect your maternity.

As soon as you hear about the birth, you are encouraged to pick a maternity care provider. You may pick a midwife that most parents in New Zealand choose, an obstetrician, or even a general practitioner who specializes in childbirth. If you opt for a midwife, you can choose one online or you can ask your family doctor about midwives near your place.


  • Taxes & banks

For most ex-pats, since transferring to New Zealand, opening a bank account is the main consideration. Luckily, opening a bank account is easy for non-residents. Some banks also encourage you, when you are still abroad, to open an account. 

However, once in the country, you are usually asked to visit a branch to prove your identity, and to access most banking options, you may need to keep a long-term visa. In this segment, we review the best banks for ex-pats in New Zealand, including the most relevant accounts with features such as no fees and online banking, to help make this process easier.

We also discuss the tax structure and the degree to which New Zealand has the same tax rate. This is especially helpful to explain how New Zealand’s tax year works differently than many countries around the world: from 1 April to 31 March.


  • Opening a bank account as a non-resident in New Zealand

Prior to traveling from your own country, you can set up a New Zealand bank account. Only keep in mind that it is usually important to visit a branch as soon as you arrive in the country to use your bank account in full.

As a foreigner, if you have a visa that allows you to remain in the country for any time, you can open a bank account in New Zealand, which may be a career, home, or student visa.


Difference between EFTPOS and Debit Cards

You will quickly come across the term Electronic Funds Transfer at Point of Sale (EFTPOS) cards while dealing with banking in New Zealand, which is usually sold as part of your account. As they both use new bank account money, these cards are similar to debit cards. 

EFTPOS, though, is a payment mechanism based in Australia and New Zealand, so it will be hard for you to use it outside of these countries.

Another distinction is that EFTPOS cards do not let you do so, although certain debit cards encourage you to pay electronically. Nor does it have a substitution that is contactless. The value of these cards is that they are mutually complementary. 

If you plan to use a credit or debit card for a Visa or MasterCard, they typically have a one-time fee of around NZD 10. Nevertheless, if you want an EFTPOS card bank account instead of a debit card, make sure that you only intend to use it in New Zealand or Australia and that you do not need to use it for internet transactions.


  • Non-resident situations for opening a bank account

You will need an ID and a permanent address in New Zealand in order to open a bank account in New Zealand. Opening an account in New Zealand, as a non-resident, would require:


  • A New Zealand IRD number: 

You can use your tax number from your country of birth if you do not have one yet.


  • Document of identity: 

New Zealand ID or your passport;


  • Your passport proof: 

This may be a work visa, residency visa, or student visa.


  • Evidence of address: 

This could be your present overseas address, but in New Zealand, you would need to have a permanent address;


An account opening from abroad

Depending on the terms of your account, you will be able to use your account for bank transfers and other expenses while you are abroad.

Before entering New Zealand, if you wish to open your account, give it a minimum of ten days before accepting your account submission.


For ex-pats in Zealand, the latest top banks and savings accounts

For banks in New Zealand, there are several choices, including appropriate deals for ex-pats. ANZ, BNZ Bank, Kiwibank, and Westpac are the main businesses. These include some of the best online banking choices for New Zealand, as well as no-fee bank accounts.

You can still see credit unions and building societies as appropriate banking choices if you are searching for alternatives. 


International Banks In New Zealand

In New Zealand, you will vote for foreign banks. While many of the country’s famous banks are domestic, in New Zealand you may still find the following international or foreign banks:

  • The Paris Banque Nationale
  • From Barclays
  • N.A., Citibank,
  • AG of Deutsche Bank
  • Bank of Tokyo-Mitsubishi UFJi UFJi UFJi

For a full list of all of the banks registered in New Zealand, refer to the Reserve Bank of New Zealand.


Fees to the bank and minimum deposits

There are typically such fees that can not be stopped.

  • For the use of ATMs and EFTPOS services on a New Zealand account, you can typically pay rates overseas.
  • For the modification of services, such as setting up electronic transfers, you can also incur a one-time fee.
  • You may also be fined if the bank doesn’t process one of the cheques or electronic transfers.
  • Minimum deposits typically differ between banking products and can go anywhere from NZD 100 to 1,000. 


  • Educational Curriculum

New Zealand has a widely respected educational infrastructure that incorporates some of the finest multicultural, public, and private schools in the country. This portion of the guide offers information about all three forms, from kindergarten to higher education, and describes the school system. 

This is incredibly important to read if you are considering placing your children in the public sector since children are more likely to be accepted into a school in their local area. When home-finding, you will need to keep this in mind.

If you are traveling with family and curious about the right place to opt for an outstanding school and nearby home in New Zealand, book one of our advisors for a relocation consultation call. They will help you appreciate these techniques and link you with specialists who will take your hands off the time-consuming analysis.


  • Functioning

Finding jobs in New Zealand is a priority for the majority of ex-pats. For your visa application, you would definitely require a deal. This implies that getting a job in the nation is necessary for your whole relocation. 

This segment discusses how to get a job in New Zealand if you are just starting your search, and how self-employment is possible for ex-pats if that is your career path. 

From the regular websites used by most work applicants, we bring you to some of the most popular outlets for seeking a job, to a national service that links foreign workers to New Zealand employers.

This detailed guide also discusses the culture of the industry, the average wage for common occupations, and what social security contributions you should expect.


  • Living

If it is your dream to live in New Zealand, learning about the practicalities of everyday life is important. For starters, we discuss the pros and cons of living on a tiny island. 

While the culture of Kiwi and Māori is welcoming, and people here have an overall respect for nature and a strong balance between work and life, have you considered the increased cost of traveling home to see family? 

In this country, we also address the steps you need to take to drive, which is important to know if you plan to live outside a city center. You can also learn about the best public transit choices in major cities, including bus and train network information.

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